SANAD Private Motor Vehicle Third Party Liability Insurance Program

A program that covers third party legal liability resulting from motor accidents shouldered by the car owner or authorized driver according to the terms, conditions and exclusions set forth in the insurance policy.

SANAD cover includes :

  • Physical damage to third party
  • Physical damage to third party's property

Cover Cost

In accordance with the terms and conditions contained in SANAD policy, compensation is effected throughout the duration of insurance policy against any damage to third party's property, physical injury and death or any legal costs. The estimated maximum cover value is SR 10,000,000.

SANAD Program Cover

Liability towards Third Party

In the event of an accident occurring during the policy effective period, involving indemnity for third party liability under the terms of this Policy, the maximum limits of the Company’s liability in respect of bodily injury (including blood money and the sums estimated for injuries and medical expenses) and in respect of property damage shall not exceed SR 10,000,000 (Saudi Riyal ten million) per any one occurrence.

Additional covers

  1. Natural perils caused by hail and floods
  2. SANAD cover can be extended to include the damage or loss sustained by insured car as a result of natural perils such as hail and flooding due to rains or floods, whether such damage arises out of one loss or several losses up to SR 20,000 for the duration of the whole policy validity.

  3. Personal Accident
  4. The policy cover is extended against an additional contribution to include personal injury to the driver and passengers as a result of an incident in which the insured car is involved.

Advantages SANAD Program

  • The insured is provided with an Insurance Card and Bail Bond approved by the Traffic Police together with SANAD Insurance Policy to prevent the arrest or detainment of the driver causing the accident.
  • The insurance covers all types of cars without specifying their type or model.
  • The expansion of insurance cover to include the accidents caused by the insured vehicle even if the driver is not present at the accident time.
  • All authorized family members can use the insurance policy for one car.
  • The age restriction can be extended to include the drivers less than 21 years old.
 

AL SHAMEL

SANAD

SANAD PLUS

EXTENSIONS

 
 
 
Hire Car
Optional
No
No
Waived Depreciation
Optional
No
No
Personal Accident
Driver
Passenger
 
Optional
Optional
 
Optional
Optional
 
Optional
Optional
Age Restriction
Age 17
Age 18
Age 21
 
Optional
Optional
Optional
 
Optional
Optional
Optional
 
Optional
Optional
Optional
Geographical Coverage
Bahrain
GCC
Syria, Lebanon, Jordan & Egypt
 
Optional
Optional
Optional
 
No
No
No
 
No
No
No
Car Towing
Yes
No
No

BENEFITS

 
 
 
Indemnify against Accident, Loss or Damage to the vehicle
Yes
No
Up to SR 10,000
Third Party Liability
Up To 10,000,000 SAR
Up To 10,000,000 SAR
Up To 10,000,000 SAR
Theft
Yes
No
No
Fire
Yes
No
No
Hail & Flood
Yes
Optional
No
Country Wide Workshop Network
Yes
No
No
Full Value for "brand new" replacement following vehicle total loss in first year
Optional
No
No

Calculate Your Premium

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