"My Family" Medical Insurance Program

This is an insurance program that provides adequate healthcare for all family members, in compliant with the provisions of Islamic Sharia. The program consists of four categories commensurate with the various members of the community.

"My Family" program covers most of the medical services provided in the outpatient as well as inpatient services, including the expenses of medical examination, diagnosis, medical treatment, medicines, vaccination, pre existing diseases, pregnancy and maternity at the largest approved medical service providers network KSA.

Categories of "My Family" Program

"My Family" program is suitable to all members of the society with its four different categories, namely:

  • My Family Silver
  • My Family Golden
  • My Family Platinum
  • My Family Diamond

The categories of "My Family" program include many of the benefits, privileges and services that are compatible with your needs and that of your family to provide comprehensive medical cover up to a maximum limit of SR 250,000 per person per policy year.

Medical Coverage & Benefits

My Family Silver

My Family Gold

My Family Platinum

My Family Diamond

 
 
 
 
  • Silver
  • Platinum
  • Gold
  • Diamond

S

G

P

D

 
 
 
 
Maximum policy benefit limit per person every year
SR 30,000
SR 50,000
SR 100,000
SR 250,000
Room & board limit
At preferred provider network
At non preferred provider network (emergency only)

Shared Room
SR 350

Shared Room
SR 350

Private Room
SR 600

Private Room
SR 600
Out-patient doctors fees at preferred provider network
SR 75
SR 100
SR 150
SR 200
Maximum pre-existing benefit sub-limit per person every year (no waiting period)
SR 30,000
SR 50,000
SR 100,000
SR 250,000
Local ambulance services
Covered
Covered
Covered
Covered
Circumcision for newborn male babies
Covered
Covered
Covered
Covered
Ear piercing for newborn female babies
Covered
Covered
Covered
Covered
Vaccinations for children as per MOH specification
Covered
Covered
Covered
Covered
Physiotherapy treatment
Covered (12 Sessions)
Covered (12 Sessions)
Covered (12 Sessions)
Covered (12 Sessions)
Hearing aids / other aids / equipments
SR 1,000
SR 1,000
SR 1,000
SR 1,000
Geographical limits
Within KSA
Outside KSA

Covered
Not Covered

Covered
Not Covered

Covered
Not Covered

Covered
Not Covered
Maximum Limit
30k
50k
100k
250k
Room & board limit
At preferred provider
At non preferred

S
350

S
350

P
600

P
600
Out-patient doctors fees
75
100
150
200
Maximum sub-limit
30k
50k
100k
250k
Local ambulance services
Yes
Yes
Yes
Yes
Circumcision for newborn male babies
Yes
Yes
Yes
Yes
Ear piercing for newborn female babies
Yes
Yes
Yes
Yes
Vaccinations for children as per MOH specification
Yes
Yes
Yes
Yes
Physiotherapy treatment
Yes
Yes
Yes
Yes
Hearing aids / other aids / equipments
1k
1k
1k
1k
Geographical limits
Within KSA
Outside KSA

Yes
No

Yes
No

Yes
No

Yes
No

Program Conditions

  • Insurance must include all family members, without exception or selection
  • The Saudi families only can benefit from "My Family" program
  • Coverage begins 30 days after the policy issuance
  • Percentage of deductible is 20% per each claim in both outpatient and inpatient cases
  • The insurance provided covers the male until the age of 18 years and females (unmarried / widowed / divorced) until the age of 60 years
  • The program does not allow adding new beneficiaries during the currency of insurance policy with the exception of newborn or new wife
  • The program covers the elderly up to 60 years

Advantages of the program

  1. Medical treatment is available for the Golden Network on all approved medical service providers, which include hospitals and medical centers in all major cities, dispensaries, clinics, pharmacies and optics shops
  2. The insurance premiums can be paid in monthly installments at no extra charge
  3. This insurance covers chronic diseases such as hypertension, diabetes, and pregnancy and delivery expenses since the first month of the inception of cover without a waiting period
  4. It covers vaccinations for children as per schedule decided by the Ministry of Health
  5. Immediate response to medical approvals
  6. The provision of second medical opinion in complicated disease cases
  7. It provides medical assistance around the clock by the Toll Free Phone No. : 920019990

Send An Enquiry

Frequently Asked Questions

Cost of medical insurance is varying depends on gender, age, medical condition and geographical limit. Tawuniya has launched several layers of coverage suiting the contrast among the society. To obtain an accurate price you may call us or visit any of our sales offices.
A copy of national ID for Saudis. A copy of Iqama for non-Saudis. A letter from the employer. Completing the application form and declaration form.
It's a method of covering the medical expenses against limited premium, without risking having financial hardship due to medical expenses.
You can obtain medical insurance by visiting any of our widespread sales offices Kingdom wide, by calling our toll free 8001249990 or 920019990 or by visiting our website www.tawuniya.com.sa
VIEW ALL FAQS

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